401k Investments

Even in a small business environment, it can be difficult to please everyone. That's why we encourage small businesses to set up small business 401k plans through Wellington Financial Group, Inc.--we have something for everyone, no matter how small your staff is. There are several 401k investment formats available to each plan participant. Your participants will each need to choose from one of these options, whether they want the features of an "automatic" 401k, a customized format, or complete control over their portfolio. Each participant may select only one format initially but may change between them at anytime.

Self Manage Profile

The beauty of a our 401k investments options is the "self manage" profile. It is ideal for the experienced investor who wants to be in the driver's seat and self direct his or her investments. This option offers the ultimate in flexibility since the investor makes all of his or her own buy and sell decisions from over 2,100 mutual funds as well as individual stock and bond investments. The plan sponsor may restrict investment options if desired.

Custom Model Profile

For those who want to choose from the 2,100 mutual funds available, Wellington Financial Group, Inc.'s customized model profile is the right choice. A participant may choose up to any nine funds from the 2,100 available and designate what percentage of contributions to invest in each. As contributions are made, Wellington Financial Group, Inc. automatically divides them up into the chosen funds. This works well for those who want to make their own choices without having to place multiple trades every time money hits their account.

Investment Model Profile

Finally, we offer an "Investment Valet" profile for 401k investments. Hands-off investors, from the very conservative to the very aggressive, will appreciate being able to choose one of our actively managed model portfolios and have your contributions automatically allocated and adjusted over time. This is great for investors who want to save for retirement but do not want to invest time and energy to research and make selections for themselves.